Loan illustration: loan of CHF 10'000.-. Effective annual interests rates between 4.9% and 9,95% over a 12 month period lead to total interests of between CHF 318.- and CHF 524.-. Duration: 6-120 months; Maximum annual interest rate (including all loan handling costs) 9,95%. Loans approval are prohibited if they lead to excess debt for the consumer. (Art. 3 LCD).